Smart payment automation for modern businesses

Smart Payment Automation
For Your Business

TikiPay is a secure payment automation platform for modern businesses. Connect official merchant API credentials where available, or use TikiPay Direct for supported personal, agent, payment and merchant-number workflows. Accept mobile financial services, bank payments, international gateways and crypto-enabled methods, then verify transactions automatically through one integration.

Automatic verification API, SDKs & modules Real-time status
TikiPay payment automation platform
Automatic VerificationUpdate orders without manual checking
Flexible Payment ModesPersonal, agent, merchant, payment & API channels
Local, Bank & GlobalMFS, banks, international and crypto-enabled methods
Developer ReadyAPI, webhooks, SDKs, plugins & ready-made modules

Built for official merchant integrations and TikiPay Direct automation

Connect provider-issued merchant/API credentials where available, or use supported personal, agent, payment and merchant-number configurations through TikiPay Direct. Your website keeps one consistent checkout, verification and callback workflow.

Payment VerifiedBackend status checks before fulfillment
Official Merchant APIProvider-issued merchant/API credentials for supported gateways
TikiPay Direct APISupported personal, agent, payment and merchant-number automation
International GatewaysUse enabled global and card gateway modules
Crypto GatewaysUse supported crypto-enabled payment modules
Real-Time WebhooksKeep orders and services synchronized automatically

One payment workflow for your website, customers and team

TikiPay helps online businesses organize the complete payment flow in one place. Customers choose a supported payment method, complete the payment, and the system verifies the transaction before your website updates the order, invoice or balance.

The goal is simple: spend less time checking payment messages manually and give customers a cleaner, faster payment experience.

Flexible Account & API Modes

Configure supported personal, agent, merchant and payment-number flows, or connect official merchant API credentials when available.

Automatic Verification

Verify transaction status before delivering a product, adding balance or marking an invoice as paid.

Website Integration

Use the TikiPay API, SDKs, WordPress/WooCommerce plugins and ready-made modules to connect your website faster.

Real-Time Workflow

Use success, cancel and webhook URLs to keep your website informed as the payment process changes.

Merchant API or Personal / Agent Number — TikiPay can automate both

TikiPay supports two clear connection models. Approved merchant accounts can use provider-issued Official Merchant APIs. For supported personal numbers, agent numbers, payment numbers and merchant-number workflows, TikiPay's own Direct API can automatically detect incoming payments, match transactions and return a verified payment status to your website — without manual payment checking.

Provider-issued integration

Official Merchant API

For supported merchant accounts, connect the official API credentials issued by the payment provider. TikiPay can use the configured merchant channel for payment creation, status checks, callbacks and automated order updates.

Merchant credentials API verification Webhooks
TikiPay's own automation API

Personal, Agent & Payment Number API

Use TikiPay Direct with supported bKash, Nagad, Rocket and other configured payment accounts for personal-number, agent-number, payment-number and eligible merchant-number workflows. Incoming payments can be detected automatically, matched with the correct order or reference and returned as verified — no manual checking is required for eligible automated transactions.

Personal number Agent number Payment number Auto receive Auto verify
Your phone or dashboard can be offline — TikiPay stays active You do not need to keep your mobile device, browser or merchant dashboard online. Once a supported payment channel is configured, TikiPay's server-side workflow can continue receiving and processing eligible payment events and can automatically return the verified status to your website. For SMS/reference-assisted connectors, live processing depends on the configured relay, provider network and connector availability.
Reference & SMS-assisted automation Where enabled, TikiPay can use supported transaction references and SMS-delivered payment information from configured connectors to match a payment with the correct customer/order and complete automated verification.
Automatic payment receive, verify & return Eligible incoming payments can be detected and verified automatically. TikiPay can return the result through API responses and webhooks so orders, invoices or balances can update without manual payment checking.
Live payment workflow Payment status, callbacks and transaction records stay connected to the same TikiPay workflow for a cleaner merchant and customer experience.
ALWAYS-ON MERCHANT WORKFLOW

You can be offline. Your TikiPay payment workflow can stay online.

A merchant does not need to keep a phone screen, browser session or TikiPay dashboard open all day. With a supported API/connector configured, payment processing runs on the TikiPay backend. Customers can still make payments and eligible transactions can be automatically detected, verified and returned to your website while you are away from the dashboard.

Personal & agent number support
Payment-number workflows
Official merchant API option
No manual checking for eligible auto-verified payments
Availability varies by provider, account type, credentials, merchant approval, enabled TikiPay modules and applicable provider rules. Official merchant APIs and TikiPay Direct are separate connection modes.
Auto Receive + VerifyPersonal, agent & merchant workflows
TikiPay API and payment automation workflow
Always-On API WorkflowYour dashboard does not need to stay online

More than a payment button

TikiPay is designed to keep the full payment lifecycle organized—from creating a checkout session to verifying the transaction and notifying your application.

Hosted Payment Sessions

Create a secure payment URL for each order or invoice.

Server-Side Verification

Confirm payment status from your backend before delivering products or balance.

Webhook Automation

Receive status callbacks so your system can react without manual checking.

Migration-Friendly API

Native TikiPay endpoints plus compatibility routes for common integration patterns.

Central Dashboard

Review transactions, brands, payment settings and operational activity from one place.

Backend-First Security

Keep API keys on the server and use verification before fulfillment.

How TikiPay works

A clear flow from checkout to verified payment status.

01

Connect TikiPay

Integrate your website with the API, WordPress plugin or another supported module.

02

Create a Payment

Your website sends the amount and return URLs to TikiPay and receives a secure payment URL.

03

Customer Completes Payment

The customer selects a supported method, follows the payment instructions and submits the required transaction information.

04

Verify & Update Automatically

Your backend verifies the transaction status and can automatically update the order, invoice, account balance or service delivery flow.

Tools that make payment operations easier

Keep your existing workflow while adding more automation around collections and verification.

Save Time

Save Time

Use an integrated payment workflow to reduce repetitive manual payment checks and speed up order processing.

Seamless Integration

Seamless Integration

Connect supported websites and applications with an automation-ready API and developer-friendly integration flow.

Multi-Mode Payment Automation

Multi-Mode Payment Automation

Use supported personal, agent, payment and merchant-number modes alongside official merchant API integrations from one TikiPay workflow.

Invoice & Payment Links

Invoice & Payment Links

Create payment requests and share payment links with customers for a simpler collection experience.

Billing Management

Billing Management

Review transactions, payment status and billing activity from a central business workflow.

Multiple Payment Options

Multiple Payment Options

Support multiple local payment methods so customers are not limited to a single payment choice.

TikiPay automation features

Automation built around everyday payment operations

Use TikiPay as the connection layer between your checkout, payment confirmation and business workflow.

Fast Payment ProcessingKeep the customer journey short and focused.
Transaction VerificationVerify a transaction before approving the related order or balance.
API, SDKs & ModulesConnect websites with step-by-step API docs, SDKs, plugins and ready-made integration modules.
Webhook NotificationsUse webhook callbacks to update your own backend workflow.
Transaction VisibilityReview payment activity and status from your account.
Team-Friendly WorkflowKeep payment operations organized as your business grows.
Invoice & Payment LinksCreate structured payment requests for customers.
Multiple Local MethodsOffer supported local MFS payment choices.

From your first API call to production-ready payment verification

Follow the complete TikiPay flow: create your local order, create a payment session, save the invoice ID, redirect the customer, receive the return/webhook, verify from your backend and fulfill only after a completed verification.

Production Payment Flow
1. Create your local order as PENDING
2. POST /api/payment/create
3. Save the returned invoice_id
4. Redirect the customer to payment_url
5. Receive browser return and/or webhook
6. POST /api/payment/verify from your backend
7. COMPLETED = fulfill exactly once
8. PENDING = keep open and verify again later
9. ERROR = do not fulfill
10. Log invoice_id + transaction_id for reconciliation
Server-side API key Idempotent fulfillment Webhook automation

Use TikiPay across different payment workflows

Flexible enough for stores, digital services, subscription businesses and custom web applications.

E-Commerce Stores

Automatically connect payment status with customer orders.

WordPress & WooCommerce

Use a ready-made integration path for WordPress-based stores.

Digital Services

Verify payment before adding balance, credits or digital access.

Invoices & Payment Links

Collect one-time payments using a clear payment request flow.

SMM & Service Panels

Connect transaction verification with automated account top-ups.

Custom Applications

Use documented examples for JavaScript, PHP, Laravel, Python, Node.js and direct API integrations.

Ready for production integration?

Connect your checkout to a cleaner payment workflow.

Choose a plan, create your Brand API Key and integrate through the native API, an SDK, a supported plugin/module or the documented compatibility routes.

Server-side verification Step-by-step developer guide SDKs, plugins & modules

Explore the payment methods available across the TikiPay network

TikiPay supports local mobile financial services, bank channels, international gateways and crypto-enabled methods. Use official merchant APIs where available or TikiPay Direct for supported account-number workflows.

Official Merchant API Connect provider-issued merchant/API credentials for supported gateways such as bKash, Nagad and other enabled merchant channels.
TikiPay Direct Use supported personal, agent, payment and merchant-number configurations through TikiPay's own automation layer.
Unified Verification Keep checkout, transaction verification, webhooks and order updates consistent regardless of the enabled payment channel.
Mobile Financial Services
Local MFS and wallet channels
bKash
Nagad
Rocket
Upay
Cellfin
tap
iPay
OK Wallet
SureCash
mCash
Easypaisa
myCash
International & Crypto
Global, card and crypto-enabled gateway modules
Binance
Payeer
Coinbase
Mastercard
PayPal
2Checkout
CoinPayments
Perfect Money
Banking Channels
Configured bank collection and transfer flows
Islami Bank
AB Bank
City Bank
Sonali Bank
DBBL Bank
BASIC Bank
EBL Bank
BRAC Bank
Bank Asia
Agrani Bank
Jamuna Bank
IFIC Bank
Payment-channel availability depends on the provider, account type, merchant approval, credentials and the modules enabled for your TikiPay brand.